Frequently Asked Questions

Title insurance protects you and your lender, if applicable, from losses that may arise as a result of claims against your ownership in a property. Title insurance differs from other types of insurance because it provides coverage for "hidden risks" that possible occurred prior to you taking ownership of the property, yet can still jeopardize your ownership rights. These risks may include defects, liens, encumbrances, errors, forgeries, unpaid taxes, etc. 

Your title insurance premium is paid once at closing, and will protect you for the entire length of time that you own the home for. 

A title defect is any issue that affects the ownership or transfer of a property. This may include errors in public records, outstanding liens or debts, or disputes over ownership.

Our team members at Detroit Title Works strive to create life-long relationships through unmatched client service, ease of process, and our modern approach. Our main priority is making sure you're protected.